OMARE, Reginald Peter; ISAGA , Nsubili; MAPESA, Haruni. Demand-Side Firm-Specific Determinants of Access to Financial Services among Local Civil Contractors in Selected Regions of Tanzania. Research Journal of Business and Finance, [S. l.], v. 4, n. 2, p. 1–12, 2025. DOI: 10.58721/rjbf.v4i2.1043. Disponível em: https://www.utafitionline.com/index.php/rjbf/article/view/1043. Acesso em: 1 may. 2026.